Effective Date: February 29, 2024
Welcome to National Pawn Company (“National Pawn,” “we,” “us,” or “our”).
nationalpawncompany.com (the “Site”). By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use the Site.
1. Use of the Site
You may only use the Site for lawful purposes and in accordance with these Terms. You agree not to use the Site:
- In any way that violates any applicable law or regulation.
- For the purpose of exploiting, harming, or interfering with the Site or any other user’s use of the Site.
- To transmit, store, or upload any content that is infringing, obscene, defamatory, threatening, or otherwise unlawful.
- To impersonate any person or entity, or to falsely state or otherwise misrepresent your affiliation with a person or entity.
2. Eligibility
You must be at least 18 years old and a legal resident of the United States to use the Site and apply for our loan products.
3. Loan Products and Services
National Pawn offers various loan products and services through the Site, including, but not limited to, payday loans and title loans. These loans are subject to specific terms and conditions, eligibility requirements, and interest rates. It is your responsibility to review and understand these terms and conditions before applying for any loan.
4. Disclaimer
The information provided on the Site is for informational purposes only and should not be construed as financial advice. You are strongly encouraged to seek professional financial advice before applying for any loan product or making any financial decisions.
5. High-Cost Loans
National Pawn acknowledges that payday loans and title loans are considered high-cost loans due to their typically high-interest rates and short repayment terms. These loans can be risky and can trap borrowers in a cycle of debt.
We strongly encourage you to:
- Carefully consider all your options and explore alternative solutions before applying for a high-cost loan.
- Understand the risks and potential consequences involved in taking out a high-cost loan.
- Only borrow what you can afford to repay on time.
- Seek professional financial advice if you are unsure whether a high-cost loan is right for you.
6. Limitation of Liability
National Pawn shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of the Site or any of our loan products or services.
7. Termination
National Pawn may terminate your access to the Site at any time, for any reason, without notice.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.
9. Entire Agreement
These Terms constitute the entire agreement between you and National Pawn with respect to your use of the Site.
10. Contact Us
If you have any questions about these Terms, please contact us at: [email protected]